About Bonds And NCD Investments

Bonds and NCD investments in India provide an opportunity to generate predictable income while supporting capital stability. These fixed-income instruments can help diversify portfolios and create structured income streams over defined investment horizons.

What Are Bonds?

A bond is a debt instrument through which investors lend money to a government or company in exchange for periodic interest payments and repayment of the principal at maturity.

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What Are Non-Convertible Debentures (NCDs)?

Non-convertible debentures (NCDs) are corporate debt instruments issued by companies and NBFCs to raise capital. They offer fixed or structured interest payments over a defined tenure and do not convert into equity shares.

How Do Bonds Work?

When you invest in bonds, you lend money to the issuer for a specified period. In return, the issuer pays periodic interest and repays the principal amount at maturity.

Looking to add stability to your portfolio? Explore curated bond market opportunities aligned with your investment goals or speak with a wealth manager for personalised guidance.

Types Of Bonds Available In India

• Government bonds
• Corporate bonds
• Perpetual bonds
• High-yield bonds
• Tax-free bonds

Key Benefits Of Bond Investments

• Predictable income potential
• Capital stability across market cycles
• Diversification across fixed-income instruments
• Lower volatility compared to equities

Why Invest In Bonds And NCDs?

• Consistent income potential over defined tenures
• Access to corporate and government debt opportunities
• Portfolio diversification and balance
• Availability of tax-efficient bond options in select categories